Wälo
Features

Core Operations

  • Zero-Based Budget
  • Goals & Automatic Savings
  • Credit Card Management
  • Loans & Debt Control
  • Investment Portfolio

Ecosystem & Analytics

  • Big Data & Reports
  • Families & Sub-businesses
  • Multi-Currency Support
  • AI Bank Reconciliation
  • Liquidity Calendar

Security & Utilities

  • Data Sovereignty (Local)
  • Receipt Manager (OCR)
  • Tax Deductibility
  • Subscription Canceller
  • AI Logic Rules
Featured

Automatic Import

No direct bank sync. AI classifies your invoices straight from email.

Resources

Learn

📚 Finance guides📖 Glossary

Decide

⚖️ Compare🏆 Best app 2026👥 For you

Tools

🧮 Free calculatorsEducation & Guides
PricingB2B Solutions Roadmap Download
Providers AccessSign In
Automatic AI Import

Total privacy. Zero bank connections.

Train our artificial intelligence to read the spending notifications that reach your email and categorize them without ever touching your bank credentials.

Security comes first

  • No Plaid / Tink or passwords

    We'll never ask for access to your bank portal. Your security is our core design, bypassing intermediaries entirely.

  • Inbound Email Reception

    Set up purchase alerts at your bank to be sent to your secret Wälo email, and everything will be intercepted and parsed automagically.

  • Advanced Language Models

    The AI reads the email like a human: it identifies the amount, the date, the merchant (Uber, Amazon, Supermarket) and adds to your month's spending instantly.

Set It Up Today
Email received from the bank
You made a purchase on Amazon.com for EUR 45.99 using your card ending in 4321.

Amazon AWS / Purchases

Categorized as: Fixed expenses

- €45.99

Approved ✓

AI Import Manual

Your transactions capture themselves.

Step 1

Set up auto-forwarding

Go to your Gmail or Outlook and create a filter rule: 'If the email comes from NotificacionesBanco, forward to [email protected]'.

Step 2

Text parsing (natural language)

The AI will read the email (e.g., 'Purchase approved for $25 at Starbucks') and interpret the amount, place and merchant, and estimate the 'Food/Coffee shop' category.

Step 3

Transaction population

That same afternoon, when you open Wälo, the transaction will already be preloaded in your database, waiting only for your final approval. Zero manual paperwork.